Capital Gain Calculator – TheTaxAccountants

Capital Gains & Tax Calculator

Calculate short-term & long-term capital gains tax on equity, mutual funds, property, gold & more — under Indian Income Tax laws.

AY 2026-27 Ready FY 2025-26 Updated Budget 2025 Rates

Select Asset Type

Transaction Details

Purchase Date

Sale Date

Purchase Price (Total)

Sale Price (Total)

Transfer Expenses

Improvement Cost

Tax Options

Apply Indexation BenefitAdjust purchase cost for inflation (CII based)

Tax Regime (for STCG at slab rate)

Annual Income (Approx.)

Deductions & Exemptions

Sec 54

Residential House → New House

Buy within 2 yrs / Construct within 3 yrs

Investment in New House

Exemption = Lower of LTCG or amount invested. Individuals & HUFs. New house in India.

Sec 54B

Agricultural Land → New Agri Land

Purchase within 2 years of sale

Cost of New Agricultural Land

Exemption = Lower of LTCG or cost of new land. Individuals & HUFs.

Sec 54EC

Investment in Specified Bonds

NHAI / REC / PFC / IRFC — Max ₹50 Lakh

Investment in 54EC Bonds

⚠ Capped at ₹50,00,000 as per Section 54EC

Exemption = Lower of LTCG or investment, ₹50 lakh cap per FY. 6-month window. 5-year lock-in.

Sec 54F

Any Asset (not house) → New House

Proportionate exemption

Cost of New House

Net Sale Consideration

Exemption = LTCG × (House cost ÷ Net consideration). Full LTCG exempt if entire consideration invested.

Sec 54D

Compulsory Acquisition — Industrial

Acquire new land/building within 3 years

Cost of New Industrial Land/Building

Exemption = Lower of gain or cost of new asset. Industrial undertaking compulsorily acquired.

Total Exemptions Claimed₹0

Note: Exemptions under Sec 54/54B/54EC/54F/54D apply only to LTCG.

Holding period tags show the LTCG threshold per asset (configurable in admin). Exemptions auto-calculate for LTCG. 54EC capped at ₹50L. 54F proportionate.

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Enter transaction details and click Calculate Tax.

Capital Gain / (Loss)

₹0

Sale Consideration—

Less: Transfer Expenses—

Net Sale Consideration—

Cost of Acquisition—

Indexed Cost (CII adj.)—

Improvement Cost—

Less: Exemptions—

↳ Sec 54—

↳ Sec 54B—

↳ Sec 54EC—

↳ Sec 54F—

↳ Sec 54D—

Taxable Capital Gain₹0

Gain Type—

Holding Period—

Tax Rate—

Tax Payable₹0

Add: Surcharge—

Add: H&E Cess @4%—

Total Tax with Cess₹0

Budget 2024Property before 23 Jul 2024 — Both options shown

Option A

20% with Indexation

Indexed Cost

—

Indexed Improvement

—

Capital Gain

—

Tax @20%

—

Surcharge

—

Cess @4%

—

Total Tax

—

Option B

12.5% without Indexation

Actual Cost

—

Improvement (Actual)

—

Capital Gain

—

Tax @12.5%

—

Surcharge

—

Cess @4%

—

Total Tax

—

Section 112(1) proviso: Taxpayer may opt for whichever results in lower tax.

Disclaimer: Estimated figures for educational purposes only. Consult a qualified professional. TheTaxAccountants.in